Home ›FIRE in Bali (Canggu/Ubud), Indonesia — Cost of Living, Visa & FIRE Number 2026

FIRE in Bali (Canggu/Ubud), Indonesia — 2026 Guide

Tropical island lifestyle, established digital nomad community, low cost

Bali (Canggu/Ubud) at a Glance

Country
Indonesia
Currency
IDR
Language
Indonesian (Bahasa)
Timezone
WITA (UTC+8)
Monthly (Single)
IDR1,500
Monthly (Family)
IDR2,500
FIRE Number (Single)
IDR450,000
FIRE Number (Family)
IDR750,000
Safety Index
75/100
Walk Score
50/100

Bali is the digital nomad capital of the world, with Canggu and Ubud hosting massive expat communities. The cost of $1,500/month single is moderate. The lifestyle — surf, yoga, spiritual culture — is a major draw for some.

The tax treatment is favorable: foreign-source income is generally exempt for non-residents. The visa situation is complex: 6-month tourist visa is most common; the Second Home Visa (5-10 year) requires $130K+ in savings.

The trade-offs: overtourism in some areas (Canggu traffic is now infamous), scooter-dependent transportation, variable healthcare, and the burning season (Sept-Oct) air quality. For FIRE expats wanting tropical island lifestyle with strong community, Bali is strong.

Why Bali (Canggu/Ubud) Works for FIRE

Bali (Canggu/Ubud) FIRE Tradeoffs

Visa & Tax for FIRE in Bali (Canggu/Ubud)

Visa: B211a visa (6-month tourist), Second Home Visa (5-10 year, $130K+ in savings), KITAS (limited stay permit)

Tax: Foreign-source income generally NOT taxed for non-residents. Indonesia is on territorial tax principles.

Healthcare & Community in Bali (Canggu/Ubud)

Healthcare: Good for cost. BIMC, Siloam are top private options. Many expats travel to Singapore for major procedures.

Expat FIRE community: Massive — Bali is the digital nomad capital of the world. Canggu and Ubud are the main expat hubs.

Best neighborhoods: Canggu (surf, expat hub), Ubud (cultural, spiritual), Seminyak (upscale, beach), Sanur (mature, family), Uluwatu (cliffs, surf), Seseh (quieter, growing)

Climate: Tropical — hot and humid year-round, distinct wet/dry seasons

Frequently Asked Questions About FIRE in Bali (Canggu/Ubud)

Is Bali good for FIRE?

For tropical island lifestyle with strong community, yes. The cost is moderate. The community is large. The trade-offs: overtourism, traffic, scooter-dependence, variable healthcare. For couples wanting tropical island with community, Bali is strong.

What is the Second Home Visa?

Indonesia's Second Home Visa (introduced 2024) is a 5-10 year visa for foreigners. Requirements: $130,000+ in savings (or other proofs of funds). It grants multiple-entry, long-term stay, and access to Indonesian bank accounts. It does not lead to citizenship or tax residency.

Is healthcare good in Bali?

Private hospitals (BIMC, Siloam) are good for routine care. For major procedures, most expats travel to Singapore (Bali is 2.5 hours by flight) or Bangkok. Private health insurance is essential ($100-300/month).

How does Bali compare to Thailand or Vietnam?

Bali offers the strongest digital nomad community in the world, but the visa situation is more complex than Thailand (DTV is better). The cost is similar to Bangkok. The culture is more spiritual/surf-focused. For couples wanting tropical island with community, Bali is unique.

Related Tools & Guides

Data sources: Numbeo Cost of Living Index (2024), Expatistan (2024), local tax authority publications, International Living Annual Global Retirement Index (2024), Numbeo Healthcare Index (2024), embassy and consulate advisories. Last reviewed: June 2026.