AVEM — Avantis Emerging Markets Equity ETF

Avantis (American Century) · Expense Ratio: 0.33% · Emerging Markets · 11bp above the Emerging Markets category average of 0.22%

Satellite Position

Key Facts

TickerAVEM
Full NameAvantis Emerging Markets Equity ETF
ProviderAvantis (American Century)
Expense Ratio0.33%
CategoryEmerging Markets
Assets Under Management$3B
Inception Year2019 (7 years ago)
Number of Holdings2,700
Dividend Yield~2% (moderate)
Top HoldingsTSM, BABA, RELIANCE

What Is AVEM?

AVEM, managed by Avantis (American Century), launched in 2019, is a smaller fund — check bid-ask spreads before making large trades in the Emerging Markets category. Emerging market stock ETF covering developing countries like China, India, Brazil. With $3B in assets under management, investors should verify current bid-ask spreads, especially for large orders.

AVEM in a FIRE Portfolio

This fund serves as a satellite position — adding targeted exposure to emerging markets within a FIRE portfolio built around a broad-market core.

As a satellite position:

Satellite holdings typically make up 5-20% of your portfolio. In a globally diversified FIRE portfolio, emerging markets exposure of 10-15% of your equity allocation captures growth in developing economies while limiting volatility.

Cost Analysis: How AVEM's 0.33% Fee Affects Your FIRE Timeline

At 0.33%, AVEM is relatively expensive. Annual cost on a $100K position: $330. Over 30 years, fees could consume approximately 2% of total returns. On a $1M FIRE portfolio, cumulative fees approach $33,000. Compare with lower-cost peers in Emerging Markets: .

Dividend Income Potential

With a moderate dividend yield of approximately 2%, here's what AVEM could generate in annual income at different portfolio sizes:

Portfolio Value Annual Dividend Income Monthly Income
$100,000 $2,000/year $167/month
$250,000 $5,000/year $417/month
$500,000 $10,000/year $833/month
$1,000,000 $20,000/year $1,667/month

Frequently Asked Questions About AVEM

What is the expense ratio for AVEM?

AVEM has an expense ratio of 0.33%. This is relatively expensive — on a $100K portfolio, annual fees are $330. 11bp above the emerging markets category average of 0.22%.

Is AVEM good for a FIRE portfolio?

This fund serves as a satellite position — adding targeted exposure to emerging markets within a FIRE portfolio built around a broad-market core. Its 0.33% expense ratio is relatively expensive for the Emerging Markets category.

How does the 0.33% fee affect long-term returns?

At 0.33%, annual costs are $330/$100K. Over 30 years, this could reduce your final portfolio value by 2% or more. For a $1M FIRE portfolio, that's $19,800+ in lost compound growth.

Is AVEM liquid enough for my portfolio?

AVEM manages $3B in assets — a smaller fund — check bid-ask spreads before making large trades. For most individual FIRE investors making regular contributions, liquidity is sufficient. If you're investing large lump sums ($100K+), use limit orders to control your execution price.

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