VT — Vanguard Total World Stock ETF
Vanguard · Expense Ratio: 0.07% · Global/All-World · 12bp below the Global/All-World category average of 0.19%
Key Facts
| Ticker | VT |
| Full Name | Vanguard Total World Stock ETF |
| Provider | Vanguard |
| Expense Ratio | 0.07% |
| Category | Global/All-World |
| Assets Under Management | $50B |
| Inception Year | 2008 (18 years ago) |
| Number of Holdings | 9,800 |
| Dividend Yield | ~1.8% (moderate) |
| Top Holdings | AAPL, MSFT, NVDA, TSM |
What Is VT?
VT, managed by Vanguard, launched in 2008, is a major ETF with deep liquidity and tight bid-ask spreads in the Global/All-World category. Global all-world stock ETF providing exposure to both US and international markets. With $50B in assets under management, it benefits from deep institutional liquidity and tight bid-ask spreads.
VT in a FIRE Portfolio
Total world coverage at 0.07% — the ultimate single-fund core for FIRE investors who want geographic diversification without managing multiple holdings.
A core holding should make up 50-80% of your equity allocation in a FIRE portfolio. VT already includes both US and international stocks — you could hold this as your entire equity allocation, making it the simplest possible FIRE portfolio.
Cost Analysis: How VT's 0.07% Fee Affects Your FIRE Timeline
At 0.07%, VT is very cost-effective. Annual fees on a $100K investment: $70. Over 30 years, the fee drag shaves approximately 0.4% off your total returns. For a $1M FIRE portfolio, that's about $7,000 in cumulative fees — noticeable but reasonable for most investors.
Dividend Income Potential
With a moderate dividend yield of approximately 1.8%, here's what VT could generate in annual income at different portfolio sizes:
| Portfolio Value | Annual Dividend Income | Monthly Income |
|---|---|---|
| $100,000 | $1,800/year | $150/month |
| $250,000 | $4,500/year | $375/month |
| $500,000 | $9,000/year | $750/month |
| $1,000,000 | $18,000/year | $1,500/month |
Frequently Asked Questions About VT
What is the expense ratio for VT?
VT has an expense ratio of 0.07%. This is very cost-effective — on a $100K portfolio, annual fees are $70. 12bp below the global/all-world category average of 0.19%.
Is VT good for a FIRE portfolio?
Total world coverage at 0.07% — the ultimate single-fund core for FIRE investors who want geographic diversification without managing multiple holdings. Its 0.07% expense ratio is very cost-effective for the Global/All-World category.
How does the 0.07% fee affect long-term returns?
At 0.07%, you'll pay $70/year per $100K invested. Over 30 years, fees reduce total returns by approximately 0.4%. Use the embedded calculator below to model the exact impact on your specific portfolio.
Similar ETFs in Global/All-World
- ACWI — iShares MSCI ACWI ETF (0.32% · Core Holding)
- SPGM — SPDR Portfolio MSCI Global Stock Market ETF (0.09% · Core Holding)
- URTH — iShares MSCI World ETF (0.24% · Core Holding)
- AVGE — Avantis All Equity Markets ETF (0.25% · Core Holding)