AVUV — Avantis US Small Cap Value ETF

Avantis (American Century) · Expense Ratio: 0.25% · US Small/Mid Cap · 13bp above the US Small/Mid Cap category average of 0.12%

Satellite Position

Key Facts

TickerAVUV
Full NameAvantis US Small Cap Value ETF
ProviderAvantis (American Century)
Expense Ratio0.25%
CategoryUS Small/Mid Cap
Assets Under Management$15B
Inception Year2019 (7 years ago)
Number of Holdings750
Dividend Yield~1.5% (moderate)
Top HoldingsGATX, MUSA, MLI

What Is AVUV?

AVUV, managed by Avantis (American Century), launched in 2019, is a well-established ETF with adequate liquidity for most investors in the US Small/Mid Cap category. US small-cap and mid-cap stock ETF covering smaller US companies with higher growth potential. With $15B in assets under management, it has adequate trading volume for most individual investors.

AVUV in a FIRE Portfolio

This fund serves as a satellite position — adding targeted exposure to us small/mid cap within a FIRE portfolio built around a broad-market core.

As a satellite position:

Satellite holdings typically make up 5-20% of your portfolio. Small-cap stocks have historically outperformed large-caps over long periods — a 10-20% tilt can boost long-term returns for FIRE investors with 30+ year horizons.

Cost Analysis: How AVUV's 0.25% Fee Affects Your FIRE Timeline

At 0.25%, AVUV is moderately priced. Annual cost on a $100K position: $250. Over 30 years, fees could consume approximately 1.5% of total returns. On a $1M FIRE portfolio, cumulative fees approach $25,000. Compare with lower-cost peers in US Small/Mid Cap: .

Dividend Income Potential

With a moderate dividend yield of approximately 1.5%, here's what AVUV could generate in annual income at different portfolio sizes:

Portfolio Value Annual Dividend Income Monthly Income
$100,000 $1,500/year $125/month
$250,000 $3,750/year $313/month
$500,000 $7,500/year $625/month
$1,000,000 $15,000/year $1,250/month

Frequently Asked Questions About AVUV

What is the expense ratio for AVUV?

AVUV has an expense ratio of 0.25%. This is moderately priced — on a $100K portfolio, annual fees are $250. 13bp above the us small/mid cap category average of 0.12%.

Is AVUV good for a FIRE portfolio?

This fund serves as a satellite position — adding targeted exposure to us small/mid cap within a FIRE portfolio built around a broad-market core. Its 0.25% expense ratio is moderately priced for the US Small/Mid Cap category.

How does the 0.25% fee affect long-term returns?

At 0.25%, annual costs are $250/$100K. Over 30 years, this could reduce your final portfolio value by 1.5% or more. For a $1M FIRE portfolio, that's $15,000+ in lost compound growth.

Is AVUV liquid enough for my portfolio?

AVUV manages $15B in assets — a well-established ETF with adequate liquidity for most investors. For most individual FIRE investors making regular contributions, liquidity is sufficient. If you're investing large lump sums ($100K+), use limit orders to control your execution price.

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