VIOV — Vanguard S&P Small-Cap 600 Value ETF

Vanguard · Expense Ratio: 0.15% · US Small/Mid Cap · 3bp above the US Small/Mid Cap category average of 0.12%

Satellite Position

Key Facts

TickerVIOV
Full NameVanguard S&P Small-Cap 600 Value ETF
ProviderVanguard
Expense Ratio0.15%
CategoryUS Small/Mid Cap
Assets Under Management$2B
Inception Year2010 (16 years ago)
Number of Holdings450
Dividend Yield~1.6% (moderate)
Top HoldingsMLI, JXN, RDN

What Is VIOV?

VIOV, managed by Vanguard, launched in 2010, is a smaller fund — check bid-ask spreads before making large trades in the US Small/Mid Cap category. US small-cap and mid-cap stock ETF covering smaller US companies with higher growth potential. With $2B in assets under management, investors should verify current bid-ask spreads, especially for large orders.

VIOV in a FIRE Portfolio

This fund serves as a satellite position — adding targeted exposure to us small/mid cap within a FIRE portfolio built around a broad-market core.

As a satellite position:

Satellite holdings typically make up 5-20% of your portfolio. Small-cap stocks have historically outperformed large-caps over long periods — a 10-20% tilt can boost long-term returns for FIRE investors with 30+ year horizons.

Cost Analysis: How VIOV's 0.15% Fee Affects Your FIRE Timeline

At 0.15%, VIOV is moderately priced. Annual cost on a $100K position: $150. Over 30 years, fees could consume approximately 0.9% of total returns. On a $1M FIRE portfolio, cumulative fees approach $15,000. Compare with lower-cost peers in US Small/Mid Cap: .

Dividend Income Potential

With a moderate dividend yield of approximately 1.6%, here's what VIOV could generate in annual income at different portfolio sizes:

Portfolio Value Annual Dividend Income Monthly Income
$100,000 $1,600/year $133/month
$250,000 $4,000/year $333/month
$500,000 $8,000/year $667/month
$1,000,000 $16,000/year $1,333/month

Frequently Asked Questions About VIOV

What is the expense ratio for VIOV?

VIOV has an expense ratio of 0.15%. This is moderately priced — on a $100K portfolio, annual fees are $150. 3bp above the us small/mid cap category average of 0.12%.

Is VIOV good for a FIRE portfolio?

This fund serves as a satellite position — adding targeted exposure to us small/mid cap within a FIRE portfolio built around a broad-market core. Its 0.15% expense ratio is moderately priced for the US Small/Mid Cap category.

How does the 0.15% fee affect long-term returns?

At 0.15%, you'll pay $150/year per $100K invested. Over 30 years, fees reduce total returns by approximately 0.9%. Use the embedded calculator below to model the exact impact on your specific portfolio.

Is VIOV liquid enough for my portfolio?

VIOV manages $2B in assets — a smaller fund — check bid-ask spreads before making large trades. For most individual FIRE investors making regular contributions, liquidity is sufficient. If you're investing large lump sums ($100K+), use limit orders to control your execution price.

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Calculate Your FIRE Number using VIOV

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