IWM — iShares Russell 2000 ETF

iShares (BlackRock) · Expense Ratio: 0.19% · US Small/Mid Cap · 7bp above the US Small/Mid Cap category average of 0.12%

Satellite Position

Key Facts

TickerIWM
Full NameiShares Russell 2000 ETF
ProvideriShares (BlackRock)
Expense Ratio0.19%
CategoryUS Small/Mid Cap
Assets Under Management$70B
Inception Year2000 (26 years ago)
Number of Holdings1,900
Dividend Yield~1.1% (low)
Top HoldingsSMCI, FTAI, INSM

What Is IWM?

IWM, managed by iShares (BlackRock), launched in 2000, is a major ETF with deep liquidity and tight bid-ask spreads in the US Small/Mid Cap category. US small-cap and mid-cap stock ETF covering smaller US companies with higher growth potential. With $70B in assets under management, it benefits from deep institutional liquidity and tight bid-ask spreads.

IWM in a FIRE Portfolio

This fund serves as a satellite position — adding targeted exposure to us small/mid cap within a FIRE portfolio built around a broad-market core.

As a satellite position:

Satellite holdings typically make up 5-20% of your portfolio. Small-cap stocks have historically outperformed large-caps over long periods — a 10-20% tilt can boost long-term returns for FIRE investors with 30+ year horizons.

Cost Analysis: How IWM's 0.19% Fee Affects Your FIRE Timeline

At 0.19%, IWM is moderately priced. Annual cost on a $100K position: $190. Over 30 years, fees could consume approximately 1.1% of total returns. On a $1M FIRE portfolio, cumulative fees approach $19,000. Compare with lower-cost peers in US Small/Mid Cap: .

Dividend Income Potential

With a low dividend yield of approximately 1.1%, here's what IWM could generate in annual income at different portfolio sizes:

Portfolio Value Annual Dividend Income Monthly Income
$100,000 $1,100/year $92/month
$250,000 $2,750/year $229/month
$500,000 $5,500/year $458/month
$1,000,000 $11,000/year $917/month

Frequently Asked Questions About IWM

What is the expense ratio for IWM?

IWM has an expense ratio of 0.19%. This is moderately priced — on a $100K portfolio, annual fees are $190. 7bp above the us small/mid cap category average of 0.12%.

Is IWM good for a FIRE portfolio?

This fund serves as a satellite position — adding targeted exposure to us small/mid cap within a FIRE portfolio built around a broad-market core. Its 0.19% expense ratio is moderately priced for the US Small/Mid Cap category.

How does the 0.19% fee affect long-term returns?

At 0.19%, you'll pay $190/year per $100K invested. Over 30 years, fees reduce total returns by approximately 1.1%. Use the embedded calculator below to model the exact impact on your specific portfolio.

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Calculate Your FIRE Number using IWM

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